FINANCIAL AID
Complete the FAFSA Online: http://fafsa.ed.gov *(can begin in October each year)
HESAA's (Higher Education Student Assistance Authority)
Attend one of the FREE FAFSA Days in our area to receive free professional assistance. Go to https://www.hesaa.org/Pages/FAFSA.aspx , for dates and locations. For more information contact your school counselor. Because many colleges and universities give priority consideration and award packages to students who complete their FAFSA by January 31, HESAA and NJASFAA would like you to remind the senior class that the FAFSA should be completed as soon as possible. Processing can take several weeks. The earlier seniors apply, the earlier they can make informed decisions about their college selection.
How to Earn In-State Tuition at an Out-of-State College
In State Angels think there should be a resource that demystifies the process---shedding light on how to legitimately and predictably earn in-state status. In-State Angels hopes to be that resource with information and solutions designed to help students explore and earn in-state tuition in states and universities across the country.
While not every student is going to be a good candidate, those who are stand to save enormously and it can make all the difference between students attending their 3rd choice college vs. 1st choice college.
What makes a good candidate for in-state?
The process favors those who are more mature and independent than average.
Top factors that contribute to success:
a sincere intention to remain indefinitely in a new state after college
being financially responsible and at least partly self-supporting with student loans or otherwise
willingness to work at least a little bit while in school
openness to potentially going to school less than full-time for at least a year
The more these factors are true for a student, the greater number of colleges are unlocked to a student.
Learn more about earning in-state: In-State 101
Crash course guide how to get in-state tuition.State-by-state difficulty map
50 states, 50 sets of rules.Free 1st Step
A student can share a little about their unique situation, and we will tell them their next best step toward in-state.
How much can a student save by earning in-state status?
The national average is 13,310/year but can be as much as 29,662/year depending on the college. Here are a few examples:
University of Oregon: 20,970/year savings
University of South Carolina: 18,282/year savings
Montana State University: 14,589/year savings
University of Texas: 25,044/year savings
University of Arkansas: 12,090/year savings
University of Washington: 21,117/year savings
In-State Angels
Founded 2011
BBB A+ Rating
Member of NACAC and HECA
Has saved students over 4,500,000 in tuition to date
New Jersey Higher Education Student Assistance Authority (HESAA) has prepared a Student Loan Guide to for New Jersey high school students.
http://www.hesaa.org/Flipbooks/StudentLoanGuide/index.html
Reach Higher, a guide to choosing a college path:
http://www.hesaa.org/Flipbooks/ReachHigher/index.html
Interactive Student Loan Game Plan:
http://www.iowastudentloan.org/smart-borrowing/student-loan-game-plan/nj/student-loan-game-plan.aspx
HESAA is the only state authority with the sole mission of providing students and families with the information and resources necessary to attain an education beyond high school. We encourage you to visit their website, www.hesaa.org, to learn more about their programs and services.
Going to College in New Jersey Magazine
LendEDU Student Credit Cards Video Course
Useful Links
Affordable Colleges Online
Affordable Colleges Online began in 2011 with the mission to provide strategies and information about pursuing an affordable higher education. Our free community resources and tools span topics such as financial-aid and college savings strategies, affordability and scorecard rankings, opportunities for Veterans and people with disabilities, and online learning resources. We have been featured by nearly 600 top universities in the United States, Canada, and the UK along by several many state and local government organizations.
http://www.affordablecollegesonline.org/online-colleges/new-jersey/
AffordableColleges.com
AffordableColleges.com's mission is to help you earn your degree without taking on thousands of dollars in debt. Our site is a free resource designed to help everyone address the cost of college while pursuing their goals. We can show you the path to a reasonably priced education.
College Scholarships, Colleges, and Online Degrees
http://www.college-scholarships.com
College Scorecard
https://collegescorecard.ed.gov/
FinAid
The SmartStudent guide to financial aid.
Free Scholarship Searches
Guaranteed Scholarships
The scholarships listed on this page are all "guaranteed."
http://www.guaranteed-scholarships.com
Higher Education Student Assistance Authority (HESAA)
HESAA is the only state authority with the sole mission of providing students and families with the information and resources necessary to attain an education beyond high school.
LendEDU
LendEDU is focused on promoting financial literacy through free educational resources. Most of our resources focus on financial aid, student loans, college budgeting, etc. We even have a free college scholarship search available for students.
LendEDU launched a new tool to help students and families navigate financial aid, scholarships, grants, and student loans.
The tool, known as LendEDU Financial Aid Hotline , is a free text-in service designed to quickly answer any question related to financial aid, grants, scholarships, and student loans.
Simply text-in your financial aid questions to the hotline at (302) 278-4037 and you will receive a detailed response from our team within 15 minutes!
Money Geek
This site will help you understand common (and uncommon) ways of financing your education or lowering your expenses. Whether it’s resources to locate scholarships and grants or breaking down how student loans work, they’ve got you covered.
https://www.moneygeek.com/education/college/
https://www.moneygeek.com/financial-planning/payin...
https://www.moneygeek.com/financial-planning/payin...
https://www.moneygeek.com/financial-planning/payin...
myCollegeOptions
Search from a list of over 60,000 scholarships.
NJIT Educational Opportunities Program (EOP)
https://www.youtube.com/watch?v=OYbbGrRCjNk
Open Education Database
Whether you attend college online or on campus, you have aid options to help pay for the cost of education. Learn more about how grants and loans can work for you.
http://oedb.org/financial-aid/
Private Student Loans Guide--The Student Report
Eligibility, Cossts, Best Repayment, & Warnings
https://studentloans.net/private-student-loans/
The Best Scholarship Search Platforms
A guide that reviews the best scholarship search platforms and instructs students on how to use them effectively to find as many opportunities as possible.
https://www.reviews.com/best-scholarship-search-platforms/
The Simple Dollar
Features a practical calculator tool and resources that can help to develop personal debt management plan as well as strategies and techniques to accelerate debt payoff.
http://www.thesimpledollar.com/debt-payoff-calculator/.
The Student Loan Game Plan
http://www.iowastudentloan.org/
The Student Loan Report
The Student Loan Report helps keep students and their families up-to-date on the latest student loan and financial aid news and information so they can make the best decisions when it comes to paying for college and repaying debt.
Udemy
College financial aid made simple.
https://www.udemy.com/financialaid
Understanding Student Debt
In our first installment, "Understanding Student Debt," we tackle the issue of college loans, an issue affecting millions of Americans due to the rising cost of tuition and the increased time it takes to complete a degree. Today, Americans owe over $1.45 trillion in student loan debt, averaging around $37,172 per person in 2016.
This initial essay collection addresses tough topics and questions like, “What are the consequences of student loans?” and “What is a university’s role in financial support?”. It is comprised of five essays written by a group of national panelists on the front lines of student debt.
http://www.bestcolleges.com/perspectives/student-debt/
Your Guide to Affordable Colleges